What You Should Expect
Why work with Herm Brocksmith...
A Strategic Partnership based upon
Trust, Reliability, & Mutual
Business Growth
See Below
Here's what you should expect from an MLO...
Realtors have told me they want a very specific type of relationship with a Mortgage Loan Officer. You want a strategic partnership built on trust, reliability, and mutual business growth rather than just a transactional "here's a pre-approval letter" arrangement.
Reliability & Communication:
-Quick Response Times (texts & emails answered in minutes or hours, not days)
-Proactive Status Updates on your buyers' loans without having to chase the lender
-Honest & Transparent Communication - if there's a problem or issue let's immediately find a solution and manage buyers' expectations
Strong Pre-Approval Process:
-Thorough, fast, pre-approvals as opposed to quick automated pre-qualifications that fall apart later
-"Exact Rate" Pre-Approvals that actually hold up in multiple-offer situations and don't get beaten by cash or other lenders
Speed & Efficiency:
-Fast Turn Times to Closing
-Ability to Close on-time or early as we know late closings kill referrals and reputations
Fast Approvals to Fast Closings:
-Technology that generates fast Pre-Approvals all the way to fast Closings with Processors who work quickly & efficiently
Competitive Products & Flexibility:
-Access to a wide-range or loan programs (Conventional, FHA, VA, Jumbo, Non-QM, Investor, DPA, ARM, DSCR, 100% LTV, Specialty Niche, Bridge, etc)
-Creative solutions for tricky borrower situations (self-employed, credit challenged buyers, etc); 285 Lenders & 350 Programs. I get it done!
Partnership Mindset:
-Actively protects the realtor's deal and reputation
-Helps realtor work open house leads by working the open house and working to get open house visitors pre-approve
-Point of Sale Materials customized with your name & graphics
Available, Accessible, Zero Drama:
-Willing to take calls or texts on evenings and weekends when you need answers
-No last-minute surprises or conditions that blow up the deal
In short, realtors want a Mortgage Loan Originator who functions like a true teammate - someone who makes them look good to their clients, helps them win more offers, closes deals smoothly, and actively works hard to grow their business.
That's exactly what you get when you work with Herm Brocksmith.
Competitive Loan Products
Primary or Secondary Residence, Investment Property
Conventional Loans, FHA Loans, VA Loans
QM & Non-QM Loans
ARM Loans
100% LTV Loans
DSCR Loans
HELOCs for Any Purpose
Bank Statement Loans
Jumbo Loans
Equity Xcelerator Loans
Specialty, Custom & Niche Loans
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